There are lots of things to take into consideration when you start a business from your home. Insurance might be one of the last things on your mind, but it’s something important that you should be considering.
If you figure you can just rely on your homeowners insurance policy, then you might be unpleasantly surprised that it won’t cover all of your business equipment. And if you are going to be having clients or business partners in your home, then you might need liability insurance. You also might want to have lost income insurance so you’re protected if you are unable to work for whatever reason.
If you run a business from your home, then you basically have three choices for insuring your home business. What you choose will depend on the type of business you have and the insurance company you buy it from.
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